onlineVibes

Search Engine Optimization (SEO) is a process of ranking a Houston website high on organic search results of a search engine like Google for relevant search terms (keywords & phrases) entered by consumers. The search engines use a set of rules and check points in their algorithm to determine the ranking of websites. It’s noteworthy to understand how Google, a leader in search engines, works in t...

Insurance law professor Daniel Schwarcz has a significant academic publication, Reevaluating Standardized Insurance Policies, 78 University of Chicago Law Review 1263 (2011), that should be studied by every insurance regulator and those practicing in, studying and considering property insurance law matters. His article provides a very brief executive summary of important findings:

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Think Tornados are not that powerful? Think again below is a picture of wind picking up semi trailers and tossing them like blades of grass. DFW has experienced at least 4 and possibly as many as 8 tornadoes and Hail the size of baseballs. Now is the time to get help for your insurance claim. Call us today!! Photo by WFAA-TV

Experienced professionals at Empire Public Adjusters know h...

The Woodlands – SCORE, the non-profit organization of volunteer professional businessmen who provide free counseling for entrepreneurs and small businesses, will re-locate their office from Conroe to 1400 Woodloch Forest Drive Suite #300, the Chamber of Commerce offices, in the heart of Town Center.

SCORE The Woodlands will offer two special business seminars, “Starting and Runnin...

Animal control officers responded to a call at a Baton Rouge,Louisiana Super 8 Motel to find a alligator on site. But NOT before is bite one of the motel guests.

I know what you are thinking ; the alligator beat on the door and the guest ask ‘Who Dat’ and they answered the door and were bitten.

No! Good story though! Actually the guest was bitten attempting to sub...

In February, we posted on the blog that this would be a significant year for tornadoes in the US. Here it is the first of April and we have had a devastating event in the Branson Missouri area and now at least 8 tornadoes have touched down in the DFW area. There is wide spread damage from homes, to shipping terminals and at least one school in the Forney area. The worst is not yet over as these...

Interstate Allocation, Texas Property Tax Code Sec. 21.03

In 1982 Section 21.03 of the Texas Property Tax Code was established to provide an appraisal method for property taxable in Texas but used regularly or irregularly out of state that fairly reflects its use in this state. While the wording of the section is somewhat ambiguous the meaning to taxpayers is pretty simple. If you o...

What direction is the Texas Windstorm Association (TWIA) heading now after years of mismanagement and discord from everyone including the Texas State legislature? Trust me it is now headed in the right direction!

John Polak has been named general manager of the Texas Windstorm Insurance Association. Mr. Polak earned his Insurance CPCU designation in 1976. Polak served as interim ge...

In 1989 Texas voters approved a constitutional amendment giving local property tax jurisdictions the option to exercise or not exercise, their authority to tax specific personal property, otherwise known as freeport goods. The freeport exemption exempts certain types of tangible personal property for taxation, generally inventory, raw material, goods in process, or stored goods in transit. To qu...

Remember this is government insurance and definately NOT like Market insurance. There is NON-government flood Insurance in some markets that can be purchased, NOT every market in the US has NON-government backed Flood Insurance programs. Your local building official can tell you whether or not your property is in a flood plain. These flood plains are designated on maps which can change over t...